Get in Touch

Phone:
1.800.774.5070 (toll free in NS) or 902.424.5070

Hours: 
8 AM to 5 PM, Monday to Friday

Email:
pensionsinfo@nspension.ca

 

Contact Us Contactez-Nous

My Retirement Plan

My Retirement Plan offers active plan members secure access to their personalized pension information online. Members can:

  • View their Annual Member Statement;
  • Use the Pension Projection Tool; and
  • View helpful retirement and financial planning resources.

 

Learn More Sign In

Our website is currently under construction and some information may not be up-to-date. For any questions regarding the MLA Plan, please contact our office by phone: 902-424-5070 or by email: pensionsinfo@nspension.ca.

 

 

Member with a spouse and children
 
If you were first elected prior to April 6, 2010 a surviving spouse would be entitled to receive a lifetime pension with 66 2/3% of the pension benefit you would have been entitled to receive.  Surviving children are eligible to receive 10% of the pension benefit up to 18 years of age (or 25 if in continuous full-time attendance at a post-secondary institution).  If there are more than 3 eligible children, 33 1/3% of your pension benefit is divided equally among them.
 
If you were first elected on or after April 6, 2010 a surviving spouse would receive 60% of the pension benefit you would have been entitled to receive, payable for life.  Surviving children are eligible to receive 10% of the pension benefit up to 18 years of age (or 25 if in continuous full-time attendance at a post-secondary institution).  If there are more than 4 eligible children, 40% of your pension benefit is divided equally among them.
 

Member with children only or upon death of the surviving spouse
 
If you were first elected prior to April 6, 2010 a lifetime pension with a 66 2/3% survivor pension (total) is paid to the children upon your death or death of the spouse while the children are under age 18 (or under age 25 and in continuous full-time attendance at a post-secondary institution).  The pension benefit is split equally between them and replaces the children's benefit of 10% each.
 
If you were first elected on or after April 6, 2010 a lifetime pension with a 60% survivor pension (total) is paid to the children upon your death or death of the spouse while the children are under age 18 (or under age 25 and in continuous full-time attendance at a post-secondary institution).  The pension benefit is split equally between them and replaces the children's benefit of 10% each.
 

Member without spouse or children
 
A pension of 50% is payable upon your death if dependants (other than a spouse or children) are surviving (split equally between them if there are more than one).
 

Death benefits before retirement
 
If you die before retirement, survivor benefits are for the most part identical to survivor benefits payable if you die after retirement.  In addition, however, if you had served for less than two years, a surviving spouse or eligible children or dependants may receive a survivor’s pension calculated as if you had served two years, provided that the additional contributions that would have been made by you are deducted from the survivor pension(s).  (Note that you must be a sitting member at the time of your death for this option to be available.)
 
If you had served for less than two years (or less than five years and/or had not been elected at least twice, if you were not a member on or after November 1, 2013), your surviving spouse has the option of receiving a refund of your contributions plus interest.  If there is no spouse, or if you had served for less than two (five) years but have no eligible survivors, the refund is paid to your personal representative.
 

Death Before Vesting
 
If you die in your first General Assembly, you would not have been vested. In this case, your surviving spouse may be entitled to receive a refund of your pension contributions plus interest.  If there is no surviving spouse the refund is paid to your personal representative.